**Seller is offering a $10,500 buyer credit, providing flexibility to reduce out-of-pocket expenses. Funds may be applied toward closing costs, prepaid items, an interest rate buydown, or other allowable buyer expenses, subject to lender approval.** Welcome to 2183 Ivy Lane in Chesapeake Beach, MD, where comfort, convenience, and low-maintenance living come together in one beautifully updated home, now with incredible buyer incentives! The seller is offering 3% closing cost assistance, providing exceptional value and added flexibility for buyers. This sought-after “2 over 2” condo floor plan offers the spacious feel of a townhome while providing the ease and affordability of condo living. Freshly repainted and featuring brand-new carpet throughout, this move-in ready home is filled with natural light and thoughtfully designed living spaces. The main level offers an open and functional layout with a spacious living room, dining area, and a well-appointed kitchen featuring ample cabinetry and counter space, perfect for both everyday living and entertaining guests. Upstairs, you'll find generously sized bedrooms, including a private primary suite with excellent closet space and separation from the main living areas for added comfort and privacy. One of the standout features of this home is the exceptional value offered through the condo association. Condo fees cover water and sewer usage, the front foot fee, and major exterior structural maintenance including the roof and siding, allowing for truly low-maintenance homeownership and added peace of mind. The HOA also maintains the community grounds and common areas, helping preserve the neighborhood's attractive appearance year-round. Residents enjoy a variety of community amenities including playgrounds, tennis and pickleball courts, a basketball court, and a roller hockey court, offering recreation and outdoor enjoyment just steps from home. Parking is a rare bonus with three assigned parking spaces, including a one-car rear-entry garage, a private driveway parking space directly outside the garage, and an additional designated parking space located in front of the unit. The garage also provides excellent additional storage space. For even more confidence, the current homeowners are including a home warranty valid through May 2027, helping cover major systems and appliances including the HVAC system, water heater, and kitchen appliances. Ideally located just minutes from the beaches, boardwalk, restaurants, marinas, shopping, and parks of nearby North Beach and Chesapeake Beach. Residents also enjoy access to a community walking trail leading to downtown Chesapeake Beach, complete with scenic boardwalks and beautiful Chesapeake Bay water views. Convenient commuter access to Annapolis, Washington, D.C., and surrounding areas makes this location as practical as it is charming. Whether you're a first-time buyer, downsizing, searching for a weekend getaway, or looking for an investment opportunity, this beautifully updated home offers outstanding value, desirable amenities, low-maintenance coastal living, and substantial buyer savings with 3% closing cost assistance and negotiable seller terms.